The demand for operating leases is growing steadily, primarily because of their ability to offer a more flexible, cost effective and efficient method of vehicle finance. Many companies are attracted by the relatively low upfront costs, the fact that they can return the vehicle at the end of the lease. However, while lessees benefit, for lessors this means a new kind of risk (market or vehicle risk) in addition to existing credit exposures. In order to offer your customers an operating lease, you must be willing to take on that additional risk.

To do that properly you need specialist skills and resources - including the people, the experience, a data base of historical and current vehicle prices, as well as the systems to manage them.

Dhaman House Co. is a specialist in residual risk management. We can provide Banks and Financiers with a Residual Value Guarantee (RVG) that guarantees the value of the vehicle when the lease expires.

With the help we provide by offering residual value guarantee you can meet the operating lease requirements of your customers, without having to assume residual vehicle risk.

 

Dhaman House Co. is a specialist in vehicle risk analysis, management and car resale. We provide Residual Value Guarantees to banks and finance companies, relieving them of the risk of unwanted vehicle ownership which, in turn, enables them to reduce your operating lease payments.

You extract every ounce of benefit from the use of the vehicle for as long as you need it, then, providing it has been used and maintained as agreed, you return it when the job is done. Once your lease is over, so are your obligations.

There are many options open to you in financing vehicles. Typically, whatever form of financing you choose, at some point you end up owning the vehicle.

Operating lease offers no purchase commitment and less risk of being caught with vehicle that is obsolete or no longer satisfies your commercial or business needs.

You can focus on your core business strengths without the financial restraints associated with long term ownership and maintenance of aging vehicles. You have access to the best and most up to date vehicle on the market while retaining the agility to respond to new business and growth opportunities.